Credit Analyst

Credit Analyst

  • Location

    London, United Kingdom

  • Sector:

    Risk Management

  • Job type:


  • Contact:

    Daniel Ambrose

  • Contact email:


  • Job ref:


  • Published:

    over 2 years ago

  • Expiry date:


Real Estate Credit Analyst

  • Our client offers bridging finance, senior and stretch senior loans at competitive rates.
  • Typical deal size is between £1m-£50m on development and bridging loans.
  • The Credit Operations Team’s role is to take new deals brought in by originators and get them credit approved and executed, then provide ongoing monitoring of the loans.


Credit approval

  • Evaluate potential transactions including preparing an excel development model to assess viability and profitability of the scheme.
  • Write credit papers including collating and evaluating supporting material and internet research.
  • Present credit papers to Credit Committee.

Deal execution

  • Once credit approval is obtained, instruct lawyers, valuers and quantity surveyors, review documents and suggest amendments as appropriate.
  • Identify and prioritise risks and ensure problems are solved in a timely and commercial manner.
  • Ensure all documents are ready for review and loan is ready for drawdown on time.
  • On an ongoing basis, monitor the performance of loans and assist with the monthly drawdown process.
  • Internal reporting as required.
  • Answer customer queries.

Skills & experience

  • At least 2 years’ experience in property lending at a bank or similar
  • Educated to degree level, ideally in a numerate subject
  • Good level of excel
  • Ability to work on own initiative.
  • Presentation skills.
  • Analytical skills.
  • Problem solving.